car, going to drive summer. and doing something. if i'm here at work inside walking between my desk in the studio. it is not very big. >> bigger if you work less and take more vacation's end up on trains, which is something that did not study in this particular report. do we want to imitate european anything? the least productive industrial company in the world, economies in debt and decline. >> vacation. let me tell you. melissa: let's end on this one. a first for the sports illustrated swimsuit issue. the magazine took its models all seven continents. his pictures from china, too far away. the celebrated issue will reveal its cover from monday. the magazines, there we go, said it took seven months to complete issued which included a stop in

and out to go where the temperatures or subfreezing. that does not look subfreezing. >> it looks quite good. i will say, i started my career in journalism when i was 14 reviewing with my friends on ready of the swimsuit issue specials, so i am very glad that they now expanded to the seven kinds. >> i feel like crap about my body now. melissa: it is tough, when you think about antarctica, it's such better. we have to go. that's all the "money" we have for you today. you will see you back here tomorrow. gerri: hello, everybody. i'm gerri willis. tonight on "the willis report" to let serious knew questions about server security and the federal reserve is confidential affirmation to hackers. join us on a massive scale. how american cities are facing financial ruin. also, all new world first to none that. the wealthiest colleges are now suing students should know repay

. that teach about -- "the willis report" is on the case. gerri: all that and more coming up later, but first tonight, the u.s. under attack. our nation's federal reserve system confirmed today one of its websites was broken into by cyber hackers. personal information stolen, and a number of attacks just keep on growing. yesterday financial times reported hackers post of the private details of thousands of u.s. bankers online, including addresses got telephone numbers, passwords, and here is one for bloomberg days ago after twitter said hackers access data of more than 250,000 users, but the wall street journal in new york times recently reporting they were hacked as well what china.

the law street journal out today saying it is still under attack by the chinese. for more on this and joined by two big time experts. but start with you. this story really gets to me. this is the nerve center of our financial system and you're telling me that hackers can get to it? what is going on here? >> this is just the tip of the expert. it is not the headline attacks you need to worry about but the attacks that never make a headline, under the radar that are really stealing an enormous amount of affirmation. it is much worse than even the headlines you just read. gerri: to the federal reserve said nothing to see here, look away. we have a control. i do not believe that is true. >> keep moving along, nothing to see. they've done of the stand. they said they found the source,

cut it off, but what he said is absolutely right. there is so much that we don't see happening. big size, small sites, public sites, government sites are under attack. these liabilities exist all over the place and are big ones and small ones. gerri: attacks on banks all the time talking about the federal reserve board, but individual banks are under attack all the time. a typical shut the front door. if euro web users trying to get into your bank of america account you can't. when will they steal money? >> they are. we had to work on a case where a business lost nearly half a million dollars gone out of their business bank account never to be seen again. this is an epidemic across the

country. we are talking about billions of dollars in unauthorized transactions. business accounts, less protection and the law, and people think, oh, my bank will cover me. in many cases that is just not the case. gerri: wait a minute. isn't it their fault that i got hacked? >> in the case that i have worked john the businesses themselves did not follow some very well-known techniques to afford these tax. the courts have validated that businesses have the responsibility to protect against these types of attacks. gerri: at my bank does not protect me and should be their fault. answer, who are these people doing this? >> obviously we have these other governments, the chinese government that we believe is going -- for example, the new

york times, trying to find out who the sources that the reporters used to write about the dissidents in china. it wanted to get at them and learn. that is one. gerri: not on to the three best thing. >> the other side is the internet additives that are all over the place angry about civil liberties and angry. an internet activists who was under investigation by the u.s. government. he had other problems, credits suicide in january which anchored -- the fact committed suicide was sad, but anonymous was angry at the way the government went after them. gerri: and that is actually what is behind this attack. to you. anonymous, these fellows are angry, they don't like the way things are going. another trying to get a personal information. what do you make of this? >> anonymous is a very small percentage of the attacks going on. the ones that i was referring to

are out and not a hard-core cyber criminals looking for financial gain. just want to stir up a hornet's nest and create chaos. they do a lot of harm, but the map of cyber security to break into bank accounts, especially business bank accounts and to break into businesses to steal intellectual property against a patented and permission before. sales information, that information is valuable. many companies in china don't want to actually invest in innovation. they would rather steal it. gerri: take the jobs. to their point a man who will protect us? is this first and foremost in their minds? >> i think it is. several security, cyber warfare is moving to the front lines of government policies around the world. they did it. this is a big deal.

it is tough because to me you know what, it is so funny. technology is so complex, and one small hole is basically a doorway. you can get in and walk around, but here is my belief. definitely corporations. also usually somebody who did not do one thing in the company. sometimes is personal, people who are not securing their own computers. gerri: just to fill you win, the federal reserve, what happened is these guys access internal servers and broke into an emergency communications system, so that was what is at risk. frightening enough. i am unfireable this topic. what can people do or read about cyber security? >> i cannot give you an answer in just a few seconds. what i can do is say there are

some good steps that can be done beyond anti virus and fire wall. of those techniques are used, the professionals know, security professionals, not 90 people, security professionals, those techniques when used properly, the statistics show it will stop 80 percent of the bridges. into his point, it is awareness and putting together those protections. we cut down a lot of those pitches read the source. gerri: that is why want to see. you were fantastic. think you for coming on. i am sure real to this topic again. hopefully we will have the two of you back. now wants to know what you think, all of this talk of cyber attacks, personal information. have you ever been the victim of identity theft? log onto gerriwillis.com and vote on the right hand side of the screen in dallas said the results at the end of tonight's show demand will have some tips on how not to become a victim of light into the dust.

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ally bank. your money needs an ally. ♪ gerri: you remember, one of president obama's promises during the health care debate was everybody would have affordable health insurance. according to the congressional budget office not so fast, mr. president. with more on this, republican senator mightily of utah. we just had to call you when we saw these numbers from the cbo on obamacare because they are shocking. obamacare will cost over 1 trillion over the next year, the next ten years, and harry reid told us it would not add to the deficit. the president even tried to call our fears about the increased cost saying that, you know, really the spending will be under control. we will cut our cost.

what happened? >> well, it did not pan out that way which is one of the things that happens when we pass a really big deal, a couple of thousand pages long without giving people adequate opportunity to review it and figure out what the implications will be. so we are adding over a trillion to the debt of the next ten years. he will also be adding, according to this report, 12 million new beneficiaries to medicaid. this is a problem. gerri: right. it is astonishing, and remember when nancy pelosi said we will know what is in the bill when we read it. now we are finally finding of commands that me tell you, it is frightening. one of the things of the cbo found call entitlement spending, obamacare, medicare, medicaid, all of this together to met will exceed spending for everything else, even defense, social security, health care is going to be everything. is that good news for americans? what should we do about it? >> it is not good news for americans. in fact, it is scary news.

not just for people who care, say, but defense, but also for people to care about our ability to fund and thailand programs because by the end of this decade we will be paying close to a jillion dollars per year just in interest on our national debt. that could happen sooner to depending on what happens to interest rates in the deficits. we are getting to that point. the difference in terms of real pain now in interest among we will be paying and is more than our entire defense budget which is a pretty big deal. gerri: here is another number that blew me away. 7 million people, 7 million people will lose their employer sponsored health care. you see how this happens because ultimately that penalty that you paid as an employer is less than what you would pay for full coverage. the smart and intelligent employer says and is going to let the federal government pick up the tab. this is not what we were promised. >> that's right. now what we were promised that all, and will we are told that

even a modest plan under obamacare is likely to cost an american family $20,000 a year, that is a lot of people are going to do, not just employers, but individuals. this is a joy to result in more people going on to some form of government support and is going to result, perhaps, and a lot of people going without health insurance. it could end up having the opposite effect that we were promised. gerri: to talk about unintended consequences of time on the show. obamacare seems to be chock full of them. employers are going to end up paying penalties of $13 billion. now, you know, i think of that what you might do if you wanted to speed up the growth in this economy. this is not one of them. >> that's right, especially considering the fact that when people have looked at as a source of revenue plus a 13 billion is an enormous amount of money. yet we are talking about one one-hundredth of that total costs, the total amount of money that obamacare is going to cost

us over the next ten years which will be a problem. gerri: and entitlement we cannot afford. this ceo -- jay carney says the cbo has it all wrong. >> the report is oversimplified and number of areas. hhs can provide you more details, more information about that. the bottom line here is that no matter where you live on january 1st 2014 in insurance marketplace will be up and running and consumers will have more access to quality, affordable health insurance coverage. gerri: senator, the press secretary blowing smoke? >> well, i think he is in the sense that he can speak with confidence if he wants to about this law's implementation and yet we are still learning what the price tag is and we are still learning about the ancillary damage that this is leaving in its wake, we do have to wonder whether it is smart to allow this lot to take effect as planned know whether we ought to be considering, at a minimum,

delaying the implementation of this law. gerri: right. a denial that will happen, but it is an interesting thought. thank you for coming on. always great to have you on the show. come back soon. >> will do. gerri: coming up, is baltimore -- is it going bust? next to my tips on how to keep your ipad or iphone safe if you lose it or heaven forbid tickets stolen. ♪ i'm lorenzo.

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♪ gerri: this week somebody, some atf out there stall my ipad.

boy, was angry. you know, the real loss was not the device itself. i own the earliest version. you cannot keep them forever because they become obsolete fast. eventually they don't have enough memory to accept new operating systems or simply wear out. in fact and i checked the resells sides to find out just how much by the fis was worth the fuss sold it. $1,205. astonishing giving the fact that i paid $900 for three years ago. at any rate to other real loss was not the machine but the personal data store and it is like everybody else to my conduct all of my life, personal and professional, my ipad, banking, e-mail, you name it. because i have been focused on the convenience rather than personal security, i put myself at risk for having my personal identity stolen to my bank account emptied, and my personal secrets shared with the world. you could have tweeted as mecham e-mail my boss or vacation, tab

with very little effort. 70's can use your browsing history or save payment process where per credit card and making information, social security number or other person operation. you get the picture. thieves love these devices. iphones and ipads rank at the top of the most stalinist. so, tonight ideas for securing your ipad and personal information. number one, keep your ipad up today and as current. i know sometimes you don't want to, but you need to. new operating systems have the most up-to-date security protection. number two, and this is essential, password protected. i did not because i love the convenience, the ease of getting into the machine without doing that, but his is not worth it. gorgeous settings in the main window, click general on the left, pass code lock on the right. if you want to put in a more complex code, i advise it. you can do that by turning up the simple pass code and

touching turn pass code on. you will need to input eight characters. number three, while you are in setting stern on a restated its means that all your data will be automatically erased a somebody in bats the wrong pass code ten times the rope. can you hear ts? yes, i can. number four, the cloud can help. if your permission is on the cloud you have more options. you can set up a ring town or message to be displayed on your ipad if it is still enormous placed. assuming your ipad is connected to a wi-fi network you can also remotely lockyer missing ipad. i did that. start a row wired to remove all of your personal data to restoring the device to factory settings. you get rid of the whole problem of someone stealing your personal data even though you lose the ipad itself. now, if it happens to be offline you can attempt to located by using the find my iphone application which will send jenny mallard as soon as you're missing devices on a network.

also offering and lost mud that allows you to immediately locket of license and the message of the contact number. hopefully whoever finds it calls using the number posted from the lock screen without access in a rest of the information and advice. log into your eye cloud account or use the find my iphone app to see you're missing device on the map. by the way, you can select an alarm to sound of an unauthorized user tries to hack your device. i love that idea. a few ideas i wish i had taken advantage of command you can be sure, my next one will be locked down tight. coming in, another bank accused of bringing interest rates in their nation's roads and bridges not up to snuff. he will be paying the price in the form of the taxes. i will break it down coming up. ♪

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our integrated technical analysis is one more innovative reason serious investors are choosing fidelity. now get 200 free trades when you open an account. ♪ >> from our fox business studios in new york, here again is gerri willis. ♪ gerri: just after the election a handful of states filed petitions to try to secede from the union. while the chances of that happening are slim to none, virginia, looking to break ties with the federal monetary system , the state house recently approving a study to determine whether the state should adopt its own currency because the fears of the dollar. the bill would spend $20,000 on a steady calling for virginia to return to a gold standard. now it goes to the state senate, and there are four other states considering similar ideas. interesting. just north of virginia, the city of baltimore has some money problems, which is to say they have no money.

a new report is warning, baltimore is heading toward financial ruin if major reforms are not enacted. with more on this republican delegate. [inaudible conversations] town of baltimore, thank you for joining us. >> you have a failed leader does not do long-term planning and is basically a big spending politician. this is when you get into trouble. also, you have a lot of control and influence over by the aryans , and that is why you don't reform the health care and the pension which is a big part of this problem. gerri: but, you know, to beg your pardon here, these problems have gone on for a while. he had to dig yourself out of

121 million budget get back in 2010. has there not been overspending for some time? >> i think so. a long time. then there are also bad ideas. you have a grand prix that this mayor promotes every year that is losing money, talking about building up the population of the city by attracting illegal immigrant families, 10,000 of them. this is nonsense, and this is felt. gerri: i don't understand for the life of me why cities like baltimore are not required to put into their budgets the obligations that they have for their union workers, pensions, retiree money that has to go out the door absolutely each and every year. but you would not know it from looking at the annual budgets. >> one of the reasons is because you have a super majority. baltimore city has said democratic mayors, it seems like lover 75 years. there is no real competition. there is no term limit, and it

is total power. you don't have to answer to anyone. and if you are a big government, big spending type of politician, which is the areas, that is what happens. gerri: i can imagine if we talk to some of those leaders who use their failed, what they would say is, you know, look, we have had a slight in population. we are collecting less in taxes, even though we are raising tax rates to the sky. it is not our fault. it's demographics. o reduce a? >> i would say that it is our fault is you're supposed to lead. you have a crime, drug, and gang people voting with their feet every day in every month. the population goes down. you have a nuisance tax like bottle taxed on bad -- back taxes. this does not make for an appealing and attractive -- the city is very attractive. gerri: i would not want to come to baltimore. how likely is it that baltimore will have to file bankruptcy?

>> i don't think it will file bankruptcy. they're not as bad as some places, but i were close to the maryland. i and our representative of the people in the general assembly. they're tired to have global we don't have any money to bell her out. friends after reform and take care of those pensions and health care committee rid of a grand prix idea and have to start spending with an air means. that means cuts in certain areas commands is going to have to try to do something about crime and drugs and gangs and make people want to come to this city. gerri: that is a long laundry list. thank you for coming on. appreciate your time. tell us more. >> thank you. gerri: states and cities across the country struggled to get out of the red. there could be new taxes on the rise in to pay for failing infrastructure. the pennsylvania governor hopes to raise five and a half billion dollars by raising the gas tax as stations themselves. he would lower the tax paid by

motorists by $0.2 per gallon. pretty sure they gas stations are trying to pay the tax of the goodness of their hearts. those costs will be passed down to you and me. the state gas taxes have not done enough revenue to pay rising construction costs and cover the decaying infrastructure. eight states have raised their gas tanks, and others have their own plan. listen to this. in michigan the governor wants to raise the gas tax and registration fees. in massachusetts the governor is raising tolls, fees, and the tax which is not been raised a number two decades. patrick webster is more than a billion dollars a year with these changes. and their is a virginia. scrap the gas tax entirely. before you get up and dance to make plans to move to the old dominion and he would raise the sales tax on an awning goes.

and not done. drivers pay a fee every time they register a car based on the number of miles they drove. are you kidding me? what a horrible thought. i know one a tax bill coming to my house to fix the state's problems. they have to do better than that. the scandal continues to rock the financial world today as the royal bank of scotland fesses up to being the third bank, the third, to manipulate global benchmark interest rates known as libor. the president calling the bank's involvement the biggest disappointment of his legacy. a legacy our next guest describes as being despicable and ingrained in the bank culture as all. joining me now, cftc commissioner bart chilton. welcome to the show. >> good to be with you. gerri: this is a star we have been falling for some time, this libor scandal, and the thing that was astonishing to me in the reason we have in the show tonight is just the unabashed bragging, the frat boy attitude

that occurred with this and how the way they talk, it is like they're laughing at us as they are forcing us to pay more. >> you're absolutely right. they were brazen. they acted as if they were above the law and that the rules of fair play just did not matter to them. that is why we have this, as you say, the third such bank, the first was barclays, the second was ubs, and of the royal bank of scotland. the third, with a penalty of more than $600 million which, i think, is serious and significant and hopefully it will send a strong and resounding message that don't mess with these markets. there are too important for consumers around the world. gerri: the investigations go on, but you're out for found lots of embarrassments. vr finding in the reporting today in this week there were literally hundreds of efforts to manipulate libor. it is astonishing to me because

this -- let's describe why this is important. this determines how much to pay for a mortgage loan or any kind of loan our business loan. the end of the day if they're manipulating you have no control of their cost pressure absolutely right. these are benchmark rates that said the interest rates that people pay for different currencies all of the globe. anything that anybody purchases with credit has the potential of being skewed. and, you know, that is just too important, not just americans, but people all across the globe. nothing with these markets is just -- we cannot tolerate it, and that is why i am glad that we have, i think, is a very hefty fine. gerri: well, fine may be going too easy on these guys in my view, but i wanted to read some of the comments that the me because they are astonishing. think we have the month full screen, control room. there will come up in just a

second. and the best lack of embarrassment. this is getting that. just amazing how the fixing can make that much money. it is a cartel in london. they smack of the 1-year ira and fix it hilo. on and on it goes. maybe you can interpret this for us. the super highway three in super low. tell us what this means. forty-one and 51. if she did that ever to come over there and make love to you. what is that means? >> i will leave the make love to you park to your imagination, but that 3m in the six means that three month libor rate. they are asking for it to be set at a rate which is different and disingenuous from what the real rate would be. gerri: which is illegal, my friend. >> it is illegal. absolutely. that is what we nail them for. this rate is set in a weird way, and i will describe it. i think i can describe it simply.

they take 16 banks, the largest banks in the world. they take all 16 of them, the submissions from the top for good turnout and a love for out and then they take the medal. our bs was in the middle of the time, so they actually did faugh manipulate the rate because they were in the middle. like to say, it is against the law and i'm glad we have this. i think this sends a message that there really does need to be a culture shift from a culture change in the banking and financial service sector. beyond quite frankly, we have talked about before, all of the ponzi schemes, all of the malfeasance that is going on in the financial sector. they really need to be shaken up, and i think it will start now, but they can talk the talk, but we need to see them walk the walk, as you often say. gerri: and we need an even playing field for individual investors, people are borrowing money. they need to understand and of the market and be treated fairly. thank you for coming up tonight. always a pleasure to have you on

the show. >> thank you. gerri: when we come back, look at why insiders are dumping their stocks and universities are taking the student loan crisis and to their run hands by starting to sue graduates. taking into court. the best idea. details coming up. ♪ to grow, we have to boost our social media visibility.

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♪ gerri: well, you know the student loan debt crisis in this country is bad when university star suing their own graduates. that is the case. three major universities, including yale are taking former students to court for never paying back their loans. now, these are loans granted to those with the worst financial situations in the country. joining me now, founder of turning point u.s.a. welcome back to the program. tell me to know what you make of these lawsuits? >> i think it is a complicated

issue and people need to understand that the perkins loans are much different than stafford. administered by the university for people that are in the lower financial brackets. what is interesting is that the universities are kind of between iraq and our place. they have to do the students because so many people are defaulting because of the bad economy the students are studying things that don't have a good return of investment. gerri: that is true. i want to show our viewers these defaulted loans. 964 million, up 20 percent since 2005. more and more people deporting on loans, but look, i know you are recent graduates. you are very young. you are part of this world. but shouldn't these universities be more proactive about this? why are they handling of this money like candy? >> i think that the university's one more statistic comes of their learning institution, but i think because the burden has to go on young people. they have to be more financially letter.

the same way when people are getting bad mortgages people thought they could afford a house that was ten times their own income. is this into printing that is being created. the housing bubble lesser-known bubble. gerri: i agree, and i wonder how much money in these universities like the ticket with these lawsuits. is the intention to get money or are they trying to scare students straight? >> i think it is a publicity stunt. the university of california said that there is a very highly unlikely possibility that kids will reciprocate with the amount of money of. i'll something and people need to take this as a lesson. he should not take out these loans if you cannot pay them back or don't think you will be able to get the income in the future. gerri: the charge 5% interest rates. the federal loans have huge grace time. you can go for a long time

without paying them, but the purpose of structure entirely different. >> is the same kind of thing. i go back to the mortgage crisis. we keep pumping in as paul's credit we create bubbles. it's a sector what happened in the mortgage industry. we thought everyone should own a home. is the same type of thing. gerri: thank you for being on with us. you're so smart. well, student loan deductions are a popular tax credit and there are some you may not know about. just a, some of these are pretty darn wacky. they make up my top five. family loans. if you run your brother or cousin or niece some money you

can write the money off if you don't get paid back. if you pay a vacuum have to pay taxes on it. number four, believe it or not, clarinet lessons. only if you have an overbite. doctors have said a few weeks would create the -- correct the problem and therefore lessons can be written off as a medical expense. starving artists. as long as you have some kind of employment, two or more employers and $400 then come you can deduct expenses like paint. and you knew this was going to happen. breast implants. a stripper was allowed to write off this procedure because they were considered a stage prop. a business expense or something. i think the judge was in on this. the number one wacky deduction, body building. tax court recently ruled special oils used up builds body building muscles for competition

are tax-deductible. steroids are not deductible. my "2 cents more" and the market is having its best to the year in decades. corporate insiders. don't be optimistic. why then dropping out. find out next. ♪ [ male announcer ] how could switchgrass in argentina, change engineering in dubai, aluminum production in south africa, and the aerospace industry in the u.s.? at t. rowe price, we understand the connections of a complex, global economy. it's just one reason over 75% of our mutual funds beat their 10-year lipper average. t. rowe price. invest with confidence. request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing.

gerri: stocks hovering near 5-year highs, but corporate insiders selling shares in droves. find out why.

♪ gerri: as the dow hovers near 14,000 individual investors pouring billions of dollars into stocks, but corporate insiders are doing the opposite. according to a new report last week insiders or nine times more

likely to sell company shares and buy new ones. should you be following suit? joining me now to a president of capital management. great to have you on the show, and i understand you were something of an expert on this. should we follow these ceos and executives? >> not necessarily sell, but most definitely you should be following them. they have a great track record, especially when you are seeing numbers 9-1, and it is not just one industry. it is a broad base selling in many industries. gerri: what industries are the ceos, executive selling of? >> i am seeing it in technology, financials. those are two of the most important areas. insider selling and buying is not a point indicator. it is not like we see selling in dollars seven things start to drop. it does not mean that they have to drop. i put it in my file manager. these are people.

gerri: here is the deal, gary. the deal is, these guys know more about these companies and anybody, not the analysts, professional investors. they have more information at their fingertips. they can see around the corner, and if they're dumping shares willy-nilly and seems a cap would want to do the same thing. >> i would not just up and sell, but i would be watching. i have been following them and writing reports for the neck -- last 15 years on insider buying and selling. this is a pretty big number. tells it, there is more fear and greed right now with the people running companies. it may be says something about the disconnect through all we're seeing in earnings and sales and a market that has been going up based on printing of money. gerri: back to what you had to say about the federal reserve. how do i put this in context? a tipping point to my manager-to be looking at when insider sales

are 20 times, eight times -- how do i make sense of this? >> i can tell you, nine to one is a big number. how i use it is in concert with market action itself. if i start to see a lot of distribution of market meaning big daddy is -- down days and heavy volume, that is when i know something is up. this is what i would call a shot across the bowel. gerri: a lot of people out there are starting to set the market is oversold. the stock market has gone too high. to your agree with him? >> stretched and extended to the upside. i think at any given day we can have a nice 03, 5 percent pullback. gerri: that is good news. about 14,000? i am going to get you to be

specific. >> i think we will be in that 135-14 range for overtime. a big update, a down day, big update which usually is a sign that the fine was on and sellers are starting to show up. i don't think we will get a big correction. nominal at this point in time as we head into the end of the first quarter. gerri: great to see you. come back soon. >> always. thank you. gerri: welcome made is time for this stay in business, and it was on his day in 1935 the phrase pass go and collect $200 came into use because it was the day monopoly first went on sale. at the height of the depression the game was brought to parker brothers and he was rejected. turning to his friend, the handmade 5,000 sets and

published begin monday around. once the demand skyrocketed carroll went back to parker brothers and this time they accepted the deal. more than 39 different versions of a damages ranging from your favorite sports teams, brands, tv shows, courteous, more than 2,705,000,000 games sold worldwide. available and 111 countries in 43 languages. the game made almost surrendered 66 million in the most recent quarter. just today fans for more than 120 countries voted to add achad token replacing the aberrant. one of my favorite games. the iconic monopoly went on sale february 6 to 78 years ago. representative back with my "2 cents more" in the answer to our question of the day. have you ever been the victim of identity theft. all stations come over to mission a for a final go.

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